Our Services
 

At Credit Fico 800, we offer comprehensive credit restoration and education services designed to maximize your score and open new financial doors.
 

 

• Comprehensive Credit Analysis

• Pulling credit reports from all three major bureaus.

• Identifying damaging errors, duplicates, and outdated information.

• Creating a customized roadmap to target your specific score goals.

 

•  Strategic Dispute & Challenge Process

• Challenging inaccurate bankruptcies, foreclosures, and tax liens.

• Disputing unfair late payments, collections, and charge-offs.

• Auditing hard inquiries to remove unauthorized credit checks.

 

• Debt-to-Income Optimization

• Structuring personalized plans to lower your credit utilization.

• Advising on the most impactful ways to pay down balances.

• Balancing your debt ratios to appeal to top-tier lenders.

 

•  Credit Building & Education

• Recommending safe tools to establish positive new credit lines.

• Providing ongoing coaching to prevent future score drops.

• Teaching long-term habits to maintain your elite 800+ score.